Terms of Service
Last updated: August 4, 2026
1. Agreement to Terms
By accessing or using smarttoolpack.com ("SmartToolPack"), operated by SmartToolPack, you agree to be bound by these Terms of Service. If you do not agree to all terms, you must discontinue using our services immediately.
2. Acceptable Use Policy
You agree to use SmartToolPack only for lawful purposes. You must not:
- Attempt to bypass, alter, or reverse-engineer client-side code routines.
- Use automated bots or scrapers to overload our website infrastructure.
- Upload malicious scripts or attempt unauthorized network penetration.
3. Financial, Legal & Tax Disclaimer
Estimates Only — Not Professional Advice
All financial calculators (such as Loan EMI, Mutual Fund SIP, Credit Card Payoff, and GST Estimators) provide mathematical estimations for educational and planning purposes only. They do not constitute professional financial, tax, investment, or legal advice. Always consult a certified financial advisor or chartered accountant before executing financial decisions.
4. Limitation of Liability
SmartToolPack and SmartToolPack provide services on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind. In no event shall SmartToolPack be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use our website tools.
5. Intellectual Property
All source code, user interfaces, branding logos, design systems, text content, and graphics on SmartToolPack are the exclusive property of SmartToolPack and protected by copyright and intellectual property laws.
6. Contact Us
For questions regarding these Terms of Service, please contact SmartToolPack at: